:root {
  --navy-900: #050e35;
  --navy-800: #071447;
  --navy-700: #0b1d63;
  --blue-600: #0b3fd1;
  --blue-500: #1a56f0;
  --cyan-400: #22b8ff;
  --cyan-300: #5fcbff;
  --ink: #0d1a3a;
  --muted: #5a6683;
  --line: #dfe5f2;
  --bg-soft: #f4f7fd;
  --white: #fff;
  --radius: 18px;
  --shadow: 0 20px 50px -20px rgba(7, 20, 71, .35);
  --display: "Montserrat", system-ui, sans-serif;
  --body: "Inter", system-ui, -apple-system, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--body);
  color: var(--ink);
  background: var(--white);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
h1, h2, h3 { font-family: var(--display); line-height: 1.08; margin: 0 0 .5em; letter-spacing: -.02em; }
h2 { font-size: clamp(1.8rem, 4vw, 2.75rem); font-weight: 800; }
h3 { font-size: 1.15rem; font-weight: 700; }
svg { flex-shrink: 0; }

.wrap { width: min(1180px, 100% - 32px); margin-inline: auto; }
.wrap--narrow { width: min(820px, 100% - 32px); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5em;
  font: 700 1rem var(--display); letter-spacing: .02em;
  padding: .95em 1.6em; border-radius: 999px; border: 2px solid transparent;
  text-decoration: none; cursor: pointer; transition: transform .15s, box-shadow .15s, background .15s;
}
.btn:hover { transform: translateY(-1px); }
.btn:focus-visible { outline: 3px solid var(--cyan-400); outline-offset: 3px; }
.btn--lg { font-size: 1.15rem; padding: 1.05em 2em; text-transform: uppercase; font-weight: 900; }
.btn--cyan { background: var(--cyan-400); color: var(--navy-800); box-shadow: 0 12px 30px -10px rgba(34, 184, 255, .7); }
.btn--cyan:hover { background: var(--cyan-300); }
.btn--blue { background: var(--blue-600); color: #fff; border-radius: 12px; }
.btn--blue:hover { background: var(--blue-500); }
.btn--ghost { background: var(--bg-soft); color: var(--ink); border-radius: 12px; }
.btn--outline { border-color: var(--blue-600); color: var(--blue-600); background: transparent; border-radius: 12px; font-size: .95rem; }
.btn[disabled] { opacity: .6; cursor: progress; transform: none; }

/* ---------- Nav ---------- */
.nav {
  position: sticky; top: 0; z-index: 50;
  background: rgba(5, 14, 53, .92); backdrop-filter: blur(10px);
  color: #fff; border-bottom: 1px solid rgba(255, 255, 255, .08);
}
.nav__inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 72px; }
.logo { display: flex; align-items: center; gap: 10px; text-decoration: none; color: #fff; --logo-bg: #071447; }
.logo__mark { width: 40px; height: 40px; color: #fff; }
.logo__text { display: flex; flex-direction: column; line-height: 1; }
.logo__text strong { font: 900 1rem/0.95 var(--display); letter-spacing: .06em; }
.logo__text small { font-size: .62rem; letter-spacing: .08em; margin-top: 4px; opacity: .85; }
.logo__text b { font-weight: 900; }
.nav__right { display: flex; align-items: center; gap: 16px; }
.pill {
  border: 1.5px solid rgba(255, 255, 255, .7); border-radius: 999px;
  padding: .45em 1.1em; font: 700 .72rem var(--display); letter-spacing: .2em; text-transform: uppercase;
}
.nav__phone { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; text-decoration: none; color: var(--cyan-300); }
.nav__phone svg { width: 18px; height: 18px; }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden; color: #fff;
  background:
    radial-gradient(70% 60% at 70% 45%, #1440e6 0%, rgba(20, 64, 230, 0) 70%),
    radial-gradient(60% 50% at 10% 10%, #0d2a9e 0%, rgba(13, 42, 158, 0) 70%),
    linear-gradient(180deg, var(--navy-800), var(--navy-900));
  padding: 56px 0 72px;
}
.hero__grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 32px; align-items: center; }
.eyebrow { font: 600 .9rem var(--display); letter-spacing: .04em; opacity: .9; margin: 0 0 18px; }
.brinks { font-weight: 900; letter-spacing: -.01em; }
.hero h1 { font-size: clamp(3rem, 8vw, 6rem); font-weight: 900; line-height: .95; letter-spacing: -.035em; }
.accent { color: var(--cyan-400); }
.lead { font-size: clamp(1.05rem, 1.8vw, 1.3rem); max-width: 30ch; opacity: .92; margin: 0 0 28px; }
.hero__cta { display: flex; flex-wrap: wrap; align-items: center; gap: 16px; }
.hero__note { font-size: .9rem; opacity: .75; }
.hero__media img {
  filter: drop-shadow(0 30px 40px rgba(0, 0, 0, .45));
}

.offer {
  position: relative; margin-top: 40px;
  background: #fff; color: var(--navy-800); border-radius: 24px; box-shadow: var(--shadow);
  display: grid; grid-template-columns: 1fr auto 1fr; align-items: center;
  padding: 28px 32px 18px; max-width: 900px; margin-inline: auto;
}
.offer__item { display: flex; align-items: center; justify-content: center; gap: 16px; }
.offer__big { font: 900 clamp(3.5rem, 9vw, 6rem)/1 var(--display); color: var(--blue-600); letter-spacing: -.05em; }
.offer__label { font: 800 clamp(1rem, 2.2vw, 1.5rem)/1.05 var(--display); text-transform: uppercase; }
.offer__divider { width: 2px; height: 90px; background: var(--line); }
.offer__fine { grid-column: 1 / -1; text-align: center; margin: 10px 0 0; font: 600 1.05rem var(--display); color: var(--navy-700); }

/* ---------- Trust ---------- */
.trust { background: var(--bg-soft); border-bottom: 1px solid var(--line); }
.trust__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; padding: 28px 0; }
.trust__item { display: flex; align-items: center; justify-content: center; gap: 12px; font: 700 .98rem var(--display); color: var(--navy-700); text-align: left; }
.trust__item svg { width: 34px; height: 34px; fill: none; stroke: var(--blue-600); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }

/* ---------- Sections ---------- */
.section { padding: 88px 0; }
.kicker { font: 700 .8rem var(--display); letter-spacing: .2em; text-transform: uppercase; color: var(--blue-600); margin: 0 0 12px; }
.kicker--light { color: var(--cyan-300); }

.features { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 40px; }
.feature { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px 24px; transition: box-shadow .2s, transform .2s; }
.feature:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.feature__icon { width: 56px; height: 56px; border-radius: 16px; display: grid; place-items: center; background: linear-gradient(135deg, var(--blue-600), var(--navy-700)); margin-bottom: 18px; }
.feature__icon svg { width: 28px; height: 28px; fill: none; stroke: #fff; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.feature p { color: var(--muted); margin: 0; font-size: .97rem; }

.spotlight { background: linear-gradient(135deg, var(--navy-800), #0d2a9e); color: #fff; padding: 88px 0; }
.spotlight__grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: center; }
.spotlight img { border-radius: 22px; transform: rotate(-2deg); box-shadow: 0 30px 60px -20px rgba(0, 0, 0, .6); }
.spotlight p { opacity: .9; font-size: 1.08rem; }

.checks { list-style: none; padding: 0; margin: 20px 0 0; display: grid; gap: 10px; }
.checks li { position: relative; padding-left: 32px; font-weight: 600; }
.checks li::before {
  content: ""; position: absolute; left: 0; top: .1em; width: 22px; height: 22px; border-radius: 50%;
  background: var(--cyan-400) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23071447' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12.5 4 4L18 8'/%3E%3C/svg%3E") center/14px no-repeat;
}

.steps { list-style: none; padding: 0; margin: 44px 0 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; counter-reset: s; }
.steps li { position: relative; padding: 0 8px; }
.steps__n {
  display: grid; place-items: center; width: 52px; height: 52px; border-radius: 50%;
  background: var(--navy-800); color: #fff; font: 800 1.3rem var(--display); margin-bottom: 16px;
}
.steps li:not(:last-child)::after {
  content: ""; position: absolute; top: 26px; left: 76px; right: -10px; height: 2px;
  background: repeating-linear-gradient(90deg, var(--line) 0 8px, transparent 8px 14px);
}
.steps p { color: var(--muted); margin: 0; }

/* ---------- Quote / Wizard ---------- */
.quote {
  padding: 96px 0;
  background:
    radial-gradient(50% 60% at 85% 20%, rgba(34, 184, 255, .22), transparent 70%),
    linear-gradient(160deg, var(--navy-800), var(--navy-900));
  color: #fff;
  scroll-margin-top: 72px;
}
.quote__grid { display: grid; grid-template-columns: 1fr 1.05fr; gap: 56px; align-items: start; }
.quote__intro p { opacity: .9; font-size: 1.08rem; }
.quote__intro .fine { font-size: .8rem; opacity: .6; margin-top: 24px; }

.wizard {
  background: #fff; color: var(--ink); border-radius: 26px; padding: 28px;
  box-shadow: 0 40px 80px -30px rgba(0, 0, 0, .6); min-height: 520px;
  display: flex; flex-direction: column;
}
.wizard__head { display: flex; align-items: center; gap: 14px; margin-bottom: 22px; }
.wizard__back { border: 0; background: var(--bg-soft); width: 34px; height: 34px; border-radius: 50%; cursor: pointer; font-size: 1.1rem; color: var(--ink); }
.wizard__count { font-size: .85rem; font-weight: 600; color: var(--muted); white-space: nowrap; }
.wizard__bar { flex: 1; height: 8px; border-radius: 99px; background: var(--line); overflow: hidden; }
.wizard__bar span { display: block; height: 100%; width: 25%; background: var(--blue-600); border-radius: inherit; transition: width .35s ease; }

.step { display: none; border: 0; padding: 0; margin: 0; min-width: 0; flex: 1; }
.step.is-active { display: block; animation: fade .3s ease; }
@keyframes fade { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: none; } }
.step legend { font: 800 1.45rem/1.2 var(--display); padding: 0; margin-bottom: 20px; letter-spacing: -.01em; }
.step .sub { margin: -10px 0 18px; color: var(--muted); }

.tiles { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.tile input, .chips input, .checklist input[type=checkbox] { position: absolute; opacity: 0; pointer-events: none; }
.tile span {
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 12px;
  height: 130px; border: 2px solid var(--line); border-radius: 16px; cursor: pointer;
  font-weight: 600; color: var(--ink); transition: border-color .15s, background .15s, box-shadow .15s;
}
.tile svg { width: 40px; height: 40px; fill: none; stroke: var(--blue-600); stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
.tile:hover span { border-color: #b5c6f0; }
.tile input:checked + span { border-color: var(--blue-600); background: #eef3ff; box-shadow: 0 0 0 4px rgba(11, 63, 209, .12); }
.tile input:focus-visible + span, .chips input:focus-visible + span, .checklist input:focus-visible + span { outline: 3px solid var(--cyan-400); outline-offset: 2px; }

.checklist { display: grid; gap: 0; }
.checklist label { position: relative; display: block; cursor: pointer; border-bottom: 1px solid var(--line); }
.checklist span { display: flex; align-items: center; gap: 14px; padding: 14px 4px; font-weight: 500; }
.checklist span::before {
  content: ""; width: 22px; height: 22px; border-radius: 6px; border: 2px solid #b8c3dc; flex-shrink: 0;
  transition: background .15s, border-color .15s;
}
.checklist input:checked + span::before {
  border-color: var(--blue-600);
  background: var(--blue-600) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12.5 4 4L18 8'/%3E%3C/svg%3E") center/14px no-repeat;
}
.checklist small { color: var(--muted); font-weight: 400; }

.q { font-weight: 700; margin: 18px 0 10px; }
.q:first-of-type { margin-top: 0; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chips label { position: relative; }
.chips span {
  display: inline-block; padding: .65em 1.15em; border: 2px solid var(--line); border-radius: 999px;
  cursor: pointer; font-weight: 600; font-size: .95rem; transition: all .15s;
}
.chips input:checked + span { border-color: var(--blue-600); background: var(--blue-600); color: #fff; }

.fields { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.field { display: grid; gap: 6px; font-size: .85rem; font-weight: 600; color: var(--muted); }
.field--full { grid-column: 1 / -1; }
.field em { font-weight: 400; }
.field input {
  font: 500 1rem var(--body); color: var(--ink); padding: .8em .9em;
  border: 1.5px solid var(--line); border-radius: 10px; background: #fbfcff; width: 100%;
}
.field input:focus { outline: none; border-color: var(--blue-600); box-shadow: 0 0 0 4px rgba(11, 63, 209, .12); background: #fff; }
.field input.invalid { border-color: #e0364d; }
.consent { display: flex; gap: 10px; margin-top: 18px; font-size: .8rem; color: var(--muted); align-items: flex-start; }
.consent input { margin-top: 3px; accent-color: var(--blue-600); width: 16px; height: 16px; flex-shrink: 0; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; opacity: 0; }

.wizard__error { color: #d0243c; font-size: .9rem; font-weight: 600; min-height: 1.4em; margin: 12px 0 0; }
.wizard__actions { display: flex; gap: 12px; margin-top: 8px; }
.wizard__actions #next { flex: 1; padding: 1.05em; font-size: 1.05rem; }
.wizard__actions #back { padding-inline: 1.6em; }
.wizard__secure { display: flex; align-items: center; justify-content: center; gap: 6px; font-size: .8rem; color: var(--muted); margin: 14px 0 0; }
.wizard__secure svg { width: 14px; height: 14px; fill: none; stroke: currentColor; stroke-width: 2; }

.step--done { text-align: center; padding: 32px 8px; }
.done__icon { width: 84px; height: 84px; border-radius: 50%; background: #e6f6ee; display: grid; place-items: center; margin: 0 auto 22px; }
.done__icon svg { width: 44px; height: 44px; fill: none; stroke: #13a35a; stroke-width: 2.6; stroke-linecap: round; stroke-linejoin: round; }
.step--done h3 { font-size: 1.6rem; }
.step--done p { color: var(--muted); margin: 0 auto 24px; max-width: 34ch; }
.wizard.is-done .wizard__head, .wizard.is-done .wizard__actions, .wizard.is-done .wizard__secure { display: none; }

/* ---------- FAQ ---------- */
details { border-bottom: 1px solid var(--line); padding: 4px 0; }
details:first-of-type { margin-top: 24px; }
summary {
  cursor: pointer; list-style: none; padding: 18px 40px 18px 0; position: relative;
  font: 700 1.08rem var(--display);
}
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; position: absolute; right: 4px; top: 50%; transform: translateY(-50%); font-size: 1.6rem; color: var(--blue-600); font-weight: 500; transition: transform .2s; }
details[open] summary::after { transform: translateY(-50%) rotate(45deg); }
details p { margin: 0 0 18px; color: var(--muted); }

/* ---------- Band + footer ---------- */
.band { background: linear-gradient(120deg, var(--blue-600), var(--navy-700)); color: #fff; padding: 56px 0; }
.band__inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.band h2 { margin: 0 0 6px; }
.band p { margin: 0; letter-spacing: .25em; text-transform: uppercase; font-size: .85rem; opacity: .85; }

.footer { background: var(--navy-900); color: rgba(255, 255, 255, .8); padding: 40px 0 96px; font-size: .9rem; }
.footer a { color: var(--cyan-300); text-decoration: none; }
.footer__legal { font-size: .75rem; opacity: .6; max-width: 90ch; }

.sticky-cta {
  display: none; position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 60;
  background: var(--cyan-400); color: var(--navy-800); text-align: center; text-decoration: none;
  font: 900 1.05rem var(--display); text-transform: uppercase; padding: 1em; border-radius: 999px;
  box-shadow: 0 14px 30px -10px rgba(0, 0, 0, .5); transition: transform .25s, opacity .25s;
}
.sticky-cta.is-hidden { transform: translateY(140%); opacity: 0; }

/* ---------- Responsive ---------- */
@media (max-width: 960px) {
  .hero__grid, .spotlight__grid, .quote__grid { grid-template-columns: 1fr; }
  .hero { padding-top: 40px; }
  .hero__media { order: 2; }
  .features, .steps { grid-template-columns: 1fr 1fr; }
  .steps li::after { display: none; }
  .trust__grid { grid-template-columns: 1fr 1fr; }
  .trust__item { justify-content: flex-start; }
  .spotlight img { max-width: 420px; margin-inline: auto; }
  .sticky-cta { display: block; }
}
@media (max-width: 600px) {
  .pill { display: none; }
  .nav__phone span { display: none; }
  .nav__phone { width: 40px; height: 40px; border-radius: 50%; background: rgba(255, 255, 255, .1); justify-content: center; }
  .offer { grid-template-columns: 1fr; padding: 22px 18px 16px; gap: 8px; }
  .offer__divider { width: 70%; height: 2px; margin-inline: auto; }
  .offer__item { justify-content: flex-start; padding-left: 8px; }
  .features, .steps { grid-template-columns: 1fr; }
  .section, .spotlight, .quote { padding: 64px 0; }
  .wizard { padding: 22px 18px; min-height: 0; }
  .fields { grid-template-columns: 1fr; }
  .tile span { height: 112px; }
  .band__inner { flex-direction: column; align-items: flex-start; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
}
